How much will i be approved for?My boyfriend and I keep hearing different answers from different people. Some people say we can't get a home loan at all, and some say we're approved for up to 70k! We really don't want to look for houses until we know for sure we'll be approved.Â Â Our problem lies in that what his boss actually pays him is not reflected on his pay stubs. The last two years he's been in school so his '07 and '08 tax returns say gross income of 10k. His boss gave him a raise so he works 30hours a week at 10.50/hr plus cash for side jobs. BUT his pay stubs say $9/hr and his boss hands him the difference in cash. Im a stay at home mom and recieve $220/mo. for the next 4 years, but my credit score is 524, damaged by some decisions in college.On the plus side, my boyfriend's score is 750. He has no debt. His credit cards have limits of 2k each and no balance w/out a single late payment. We have seasoned funds in our bank account of 10k for the last 3 or 4 months. And he's been at his job for 4 years.Â Some advice would be great. An amount we could get on a loan would be better and a referral to a loan officer who can help us would be perfect!June 28 2009 - Phoenix0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.