How often banks sell the loans to Fannie Mae or Freddi Mac?I was trying to refinance my loan under HARP and my loan is still with my lender (DCU) a credit union. Iasked them why they are not selling the loan to Fannie or Freddie. One of CSR told me that initially i paid the PMI and at that time my loan was not qualified. And they only sell the loans when the loan is initially created. And they said they are not going to sell my in near future also. IS this true. The lender is not allowing me to refinance under HARP as the loan is with them only.October 20 2010 - US0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.