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How quickly can I refinance?

I just got a cash-out on a house I bought with cash. How quickly can I refinance to pay off this loan to get the lower interest rate?

My debt/value ratio is 42% and my credit score is 800, and I have plenty of income to qualify.

The cash-out loan I have is at 4% for 30 years. I'd like to get another 30 year loan. Thanks.
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September 19 2012 - Noe Valley
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Depending on the Lender,usually 6 months. 
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September 20 2012
general rule of thumb is 6 months from the last refinance
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September 20 2012
 
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  • Asked by user2198326
  • In Mortgage
  • September 19 2012
Mortgage Rates
 
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