How quickly can I refinance?I just got a cash-out on a house I bought with cash. How quickly can I refinance to pay off this loan to get the lower interest rate? My debt/value ratio is 42% and my credit score is 800, and I have plenty of income to qualify.The cash-out loan I have is at 4% for 30 years. I'd like to get another 30 year loan. Thanks.September 19 2012 - Noe Valley00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.