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In order to qualify for an FHA loan which is most likely what you will need requires a minimum of a 640 credit score. You need to first talk with a loan officer not an agent at this time. Your boyfriend will need to get his score up and needs 12 months of good credit. Best wishes !
I am a real estate broker and what I would suggest he do is contact someone that will get him in touch with a lender so he knows exactly what he is dealing with. There are lenders that will work with him to get his credit score up to where it needs to be to get a loan. But I think he needs to get in touch with someone, personnaly, so he can start working on the process. Once the lender works with him and gets his score up then the REALTOR will assist you/him in finding the property. First things, first. He needs to contact someone such as a REALTOR or a lender that will walk him through the process and guide him along the way. I know it seems a little overwhelming, but with professional guidance, it will be a great help. Be patience, it can be done! Good Luck!
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