How to finish the appraisal if the unfinished work is part of the price negotiation?Hey, I put an offer on a recently remodeled single-family house. When I negotiate the offer with seller, I am aware 2 bathroom ( master bathroom and 1 bathroom in basement) not finished ( all plumbing done though ) and the gutter system not completed. The seller promised to finish everything required by Certificate of Occupancy. At that point due to my lack of experience I didn't expect this will be a problem for my loan application. Now the appraisal report put these 2 bathrooms and gutter system as the condition to finish the appraisal. The seller won't spend money on the bathrooms and gutters coz it has been reflected on the price. But on my side, without those finished, I cannot get my loan approved. Please help me with any advice/suggestions you have. What choice do I have? Thanks a lotNovember 29 2012 - Westchester Heights00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.