How to own a home again after foreclosure?My condo was foreclosed in 2010 and had filed bankruptcy. I'm slowly recovering, improving my credit, and sustaining a household income of $78,000K annually. What are my chances of owning a home again? What are lenders looking for these days? What is the average rate for loaners such as myself? Thanks for your time.I'm actually looking at Santa Cruz County. I accidentally entered San Rafael. August 01 2013 - San Rafael00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.