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Testimonials, years in business, rates and costs.
Try to get referrals from friends or associates at works. Shop locally to support your local community. Rate is certainly important. However, do you want to risk it for 1/8th to the rate with a lender at a 1-800#. Good advice from Jim. Ask for a Total Cost Analysis. If the LO does not know what this is, then move on to another lender. Good Luck, all the best. TZ
Your Realtor will be able to answer this best. Ask them which lenders they have had the best experience with. It's important that your lender be able to stay on top of the details and be able to close the loan on time. You do not want your closing delayed because a lender needs additional time.Get a referral from people who have had good experiences.
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For Sale: $139,000
For Sale: $49,900
For Sale: $324,980