How would you resolve an appraisal that comes @$280K when current market value is$320K?

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June 12 2010 - US
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Profile picture for DHaghighi
Thanks! I thought it was an effective first post.
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June 12 2010
Profile picture for sunnyview
Thumbs up for asking the million dollar question Mr. Haghighi.
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June 12 2010
Profile picture for DHaghighi
How have you determined the market value to be $320k?
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June 12 2010
Profile picture for sunnyview
If the comps are valid and the details of the appraisal are correct, you may be out of luck. Market value is determined both by how much a buyer will pay and about how much the bank will loan them. You can present better matched comps and ask for a review of the appraisal in writing, but I believe that the new rules under HVCC require that you have a specific beef with the first appraisal other than price.
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1Yes

June 12 2010
 

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