I'm an ideal customer that needs help!I have a 1st and 2nd mortgage (2 different lenders), I've made every single payment on time, and almost all with extra principal. My wife was recently let got from her job, and we just found out that we owe 108% of the value of our home. We also refinanced in 2010 on the first, and it looks like I'm stuck. What now? TIA.February 08 2012 - Springfield00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.