I'm looking to refinance. Traditional or HARP?Should I start by doing this the traditional way, finding a bank/company and apply for a loan or do I just go ahead and try the Home Affordable Refinance Program (HARP)? Will it hurt my chances at all either way?January 24 2012 - Seattle00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.