I'm still in an arm, no end or help in sightI gross $112,000 a year. I have a lot of debt and a "fair" credit score. (One card says I had a delinquent payment but I've never been 30 days late on anything). I have a first arm loan and a second. My house is now probably a little less than 100 grand upside down. I've made on time mortgage payments for 11 years and 11 months. My monthly payment can now go up whenever they want to raise it and it just went up about $20. I'm now paying about 1361 on my first and 370 on my second. For an 800 square foot house in rural nor cal this is ridiculous. It wouldn't be so bad if it were fixed. If I can't get out of this arm the only option I see is to walk away but for me that means filing bankruptcy for protection. It's sad after hanging in there for as long as I have. Any suggestions would be greatly appreciated. I feel like I've tried everything. Thanks in advance!June 17 2014 - Willits00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.