I'm wanting to find a waterfront property (bay or beach) in the Florida Panhandle for somewhere betwI'm wanting to find a waterfront property (bay or beach) in the Florida Panhandle for somewhere between 350-450k. I'm wanting to rent the property out when I'm not using it. Can anyone tell me what I can expect to pay for property insurance? What is the rental market like during the winter months? I would assume the beach houses rent better than the bay houses, but if anyone has had a bay home and experience renting it out, I would appreciate any advice. I'm trying to gather as much info as possible before I consider jumping in. This would be a huge investment for my family and I need to decide if it's the right one!Thanks!!April 25 2012 - Destin00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.