I NEED A CAH OUT REFII have a townhome in Southern California in which I owe $50k, the present value is $110k. It is an investment property that I would like to refi and cash out to 75% LTV. Here is the problem, the HOA is 60% NOO and the complex is not FHA certifiable.Is there any reasonable financing for what I want to do. Every mainstream lender gets hung up on the HOA certification.November 01 2013 - Upland00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.