I am 19 and have a decent job and monthly income of 4200. My income to debt ratio is below 5% sinceI am 19 and have a decent job and monthly income of $4,200 in Houston Texas. My income to debt ratio is below 5% since I have only one major and three dept. stores/gas cards. I am looking to purchase a home for $635,000 with 60% or more down payment. What are the chances of getting this loan within the next three months?March 05 2013 - Fort Bend - Houston0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.