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I am a US Citizen who has worked overseas for the last 14 years. Can I purchase a home in the US?

Profile picture for Rachelle Dalrymple
I have been told I can't take out a loan in the USA while working and earning Australian dollars. I would like to rent this house out to my son. An investment property. I have always had a US bank account with a small balance. I would be transferring Aussie $ to US $ for the down payment and the monthly rent will pay for the mortgage.
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January 31 - Shawnee
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Profile picture for NicholasRibeiro
You need a lender that specializes in this. Did you try talking to the bank where you have an account?
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January 31
Profile picture for Mike Nielsen
according to one of the lenders I work with; it shouldn't really be a problem.  Since it will be an investment property, you will require more down than an owner occupied, but i am sure your bank overseas produces bank statements, etc....  and the required forms/docs...
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February 09
Profile picture for Mack McCoy
That isn't true. As a Realtor® Certified International Property Specialist, I assure you that foreign nationals borrow money to buy real estate in the US all the time. Feel free to email me for a lender referral.
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January 31
Profile picture for CandaceCamacho
Hello Rachelle,

Take a look at this previous thread.  Good luck.

Thanks,
Candace
Zillow Customer Support
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January 31
 

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