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Answers (5)
- Christine Moran Realtor & Notary, "Christine Moran"
- Contributions:288
I live in Wilbraham and am the current PTO president for Mile Tree. If you want my help send me an email through my profile. I have worked with first time home buyers and I will walk you through.
Warm regards,
Christine Moran
Warm regards,
Christine Moran
- Marybeth Mills Muldowney, "muldowney"
- Contributions:514
I am unsure as to which programs may be available in Wilbraham but I would suggest you first speak with your town hall and see if they have a special program to encourage homebuyers. In my area there are a few programs that are on the top of mind, BuyBrockton and BuyQuincy as well as the MassHousing Partnership (masshousing.com) applicable across our state and in Quincy we have the QCAP program (Quincy Community Action Program) which offers a housing program to introduce first time buyers to the whole process and avails them of a certificate which equates to real dollars in assistance with down payment monies and or closing costs. There are so many programs if you are willing to do a little homework the rewards are well worth it!
If I can be of any assistance even though I am not in your area please just give me a call or an email 781-910-7294 or MaryBeth@TradeWindsRealtyGroup.com.
I congratulate you on your decision to make your first home purchase, you did notice I said home, not house. Your home will offer you so much in life!
Enjoy!
If I can be of any assistance even though I am not in your area please just give me a call or an email 781-910-7294 or MaryBeth@TradeWindsRealtyGroup.com.
I congratulate you on your decision to make your first home purchase, you did notice I said home, not house. Your home will offer you so much in life!
Enjoy!
- Dan, "the_country_hick"
- Contributions:4697
Below is a good start.
How to use your financial numbers to see if buying or renting makes the most economic sense for you.
"Does it make more sense to buy, or to rent? Here is the way to find out for sure."
Why renting at a slightly higher monthly cost could be the right decision. This is a very different perspective than most realtors would show you.
"Why rent if you could buy for less money? Valid reasons inside."
Read this. It shows how interest rates affect affordability of housing.
"Do low interest rates really make it a good time to buy a house?"
THIS covers the basic house buying process.
"Its your first home and you are looking for something but are not sure where to start to look or about loans."
Even the Federal Reserve is saying house prices are still to high and must fall about 20%. Read what they say.
The Fallacy of a Pain-Free Path to a Healthy Housing Market - Economic Letter, December 2010 - FRB Dallas
If these were helpful look at my zillow profile to read more useful information about buying a house. Included is a list of questions about problems that could arise when buying a house.
How to use your financial numbers to see if buying or renting makes the most economic sense for you.
"Does it make more sense to buy, or to rent? Here is the way to find out for sure."
Why renting at a slightly higher monthly cost could be the right decision. This is a very different perspective than most realtors would show you.
"Why rent if you could buy for less money? Valid reasons inside."
Read this. It shows how interest rates affect affordability of housing.
"Do low interest rates really make it a good time to buy a house?"
THIS covers the basic house buying process.
"Its your first home and you are looking for something but are not sure where to start to look or about loans."
Even the Federal Reserve is saying house prices are still to high and must fall about 20%. Read what they say.
The Fallacy of a Pain-Free Path to a Healthy Housing Market - Economic Letter, December 2010 - FRB Dallas
If these were helpful look at my zillow profile to read more useful information about buying a house. Included is a list of questions about problems that could arise when buying a house.
- Angela Mancinone, "angelamancinone"
- Contributions:74
There are many options when it comes to financing. You can start by looking online for first time home buyer programs but most of all I would recommend finding a realtor to represent you. There are many facets to a real estate deal and if you have no previous experience it can be daunting. Your realtor will be able to refer you to several mortgage brokers who can sit down with you to discuss your real estate goals. Good luck!
- Andrew Adams, "203K Specialist"
- Contributions:9349
It will depend on your situation but most "1st time buyer" programs are Adjustable rate mortages in my experience. Loan programs you should explore are FHA and Mass Housing.
I would be happy to prepare a compariosn for you if you provide a few details.
I am a first time buyer here in Massachusetts
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