I am a first time home buyer. When should I meet with a real estate agent & loan officer?My fiance and I have been looking at homes online and we have found quite a few we're interested in. The absolute earliest we would want to move in would be September 2013. When should we meet with a real estate agent and loan officer? How early is too early? All of the houses that we are looking at are priced ranging from $70,000- $85,000. We have about $6000 in savings. Will that be enough to pay a down payment and the closing costs? are there loan options that we could include the closing costs in the loan?March 04 2013 - Springfield00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.