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I am getting close to start looking to buy. What i dont see on your web site is types of loans .

I will be using VA
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May 31 2013 - Centretech
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Answers (6)

A seller will accept any type loan because they could care less as long as you can "GET" a loan. The seller gets money at closing and so they don't care about the loan type. The question is will the house be able to have a certain type loan. VA loans require a special inspection and as long as it passes it can work. Often buyers ask sellers to pay concessions and it does not matter to a seller as long as they agree on the bottom line, which is all a seller looks at. In other words an offer of $200,000 with seller paying $5000 in concessions is the same as an offer of $195,000 with no concessions or $205,000 with $10,000 in concessions to a seller.  So don't worry about if they accept VA, they will if your offer is a good one. A seller may not know if the house will pass the VA inspection until they do one.
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May 31 2013
Hello,

VA loans are a great option when looking for a home. The reason you do not see what types of loans are available for that home are im a lot of cases they dont care how they get theirr money or what type of loan you get. There are a few homes/townhomes/condos that are ineligable for a VA loan but that would be more of something when you find a home to ask the listing agent or your lender to see if it is eligalbe. But in most cases the property will be eligable for VA financing.

I hope this helps, if you have any other questions feel free to contact me.
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May 31 2013
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I look at Zillow web site a lot What I don't see is if a seller will except VA or any other type of loan.

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May 31 2013
VA loans are a fantastic option, if you have the entitlement to get one. They are the only loan that still allows you to buy a house with nothing down... but also has a super-low interest rate and no monthly mortgage insurance.  There is however an upfront funding fee, of 2.15% for using a VA loan.  However, this funding fee gets rolled into your loan, and you DO NOT have to come to closing with it as cash.  So for every $100,000 you borrow, your loan amount is actually $102,150 with a VA loan.  The qualifying guidelines are fairly relaxed as well, and are very similar to an FHA loan... so credit scores in the 600's will usually cut it (as opposed to a conventional loan that really prefers scores in the 700's).

If you need a knowledgeable agent here in Colorado, give me a call!
Good Luck!
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May 31 2013
What questions or information are you looking for about VA loans?  We are located right here in Colorado and offer VA loans. If you have questions or would like other assistance send us a message and we'd be happy to help.
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May 31 2013
100% financing for VA.  
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May 31 2013
 
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