I am interested in buying a home and offering $80,000but it needs work doing inside so i really need a mortgage of say $120,000 is this possible, or are there any other ways of obtaining money for the improvements to the house? I have been mad aware of a USDA loan/mortgage but i don't know if that will cover the cost of buying the house and being able to improve it.May 30 2012 - Seabrook00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.