Profile picture for RaechealYoak

I am interested in buying a home but I dont know where to start

  • May 07 2012 - Firestone Park
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Answers (7)

First, find out what you can afford.  There are a few ways of accomplishing this and one is to contact a reputable banker in your town and set an appointment to review your current financial status.  Once you determine whether you are able to purchase a home and what you can afford, then begin to search for a realtor.  The most important characteristic in my opinion in this current market is that you need a realtor with experience.  Negotiating and closing deals in the last several years has changed quite a bit and sometimes from month to month.  If you are going to be looking for a deal (and who isn't) be sure you are working with a full time agent who is out there every day showing properties and working with buyers.  Good Luck!

  • May 07 2012
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Hi Raecheal,

It's always best to contact and meet with a good Realtor who can go over the entire process of purchasing a home. While getting qualified is important, finding a good team of people who can work together will make your whole experience one of increased confidence, educational and less stress-free!

Frequently, new home buyers have a much harder time trying to do all without a context from which to see the big picture and their best options.

It's the difference of getting good quality service and education versus doing all in a self-serve and stressful manner.

  • May 07 2012
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The first thing Imwould do,is review my credit report carefully to ensure is accurate. Get your scoreand if your score os more than 640' evaluate your financial situation. Do you have down payment money. 3.5% , closing cost money about 2.5 % . If yes get a loan pre approval and thenn hire a local realtor that has the time to bw with you through the process and is accessible, knowleadable of the market is a must. Then you get a search choose homes you like, drive the area, go see the home. Pick one, make an offer. Your realtor should negotiate the best deal possible for you! Go through the process which you realtor should explain and be on top of it. Close and move. This is a quick summary! Best of luck to you!
  • May 07 2012
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Profile picture for sunnyview
A good agent can be helpful, but before you hire and agent, you need to get some basic information. I would set a budget, get prequalified and get to know the basics of what to expect when you buy. Then you have more information to ask about when you interview possible agents to help you.

Hiring an agent is like the professional version of dating, so do not choose and sign up with the first one you find. Interview them to find an honest, professional agent that is a good match for you. You need an agent that will give you the information you need, help you find the right house and work hard to negotiate the deal.

Zillow has a blog about the buying process that might help you. There is also a step by step guide to buying and other helpful guides to buying organized by subject that might help you get started.
  • May 07 2012
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Profile picture for kapyarets
I agree with David. Please get yourself a well trained and experiences buyer agent. The buyer agent will guide you through all steps of the process and give you advice on communities and proprieties. Good luck.
  • May 07 2012
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Profile picture for the_country_hick
  • May 07 2012
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You need a Realtor to represent your interests.  It costs you nothing, because the seller pays the fees to real estate agents, not the buyer.

Do a search for local Realtors in your area, read their websites.  If they have a good site and explain the market and their services, then contact them to talk about your needs on the phone.
  • May 07 2012
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