Close

See current mortgage rates on Zillow Mortgage Marketplace

I am interested in purchasing a new home using FHA guidelines, but have problems

Profile picture for RonCrown
I am interested in purchasing a new home using FHA guidelines, but have problems. Back in 2009 I had a foreclosure on our current house which also had a second attached to it. The County records state the house was signed over Sept 09 and resold Dec 2009. I Filed Chapter 7 BK in March of 2010 and was Discharged in July 2010. The Bankruptsy attorney included the house and second on the BK to eliminate the 2nd. MY credit report is showing 3/2010 now for the house accounts not the 2009 dates provided through the county. Question I have is can I still Qualify for a FHA loan?
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
August 17 2012 - Lancaster
  • Be a Good Neighbor. Be respectful and on-topic. No spam or self-promotion! See our Good Neighbor Policy.

Answers (1)

Hi Ron, 
Every situation is different.  I am working with qualified buyers right now that went through a similar scenario as yours.  Every situation is unique and the lending guidelines have changes significantly since 2009.  In my opinion, you should talk to a qualified LOAN OFFICER and have them run a preliminary loan approval for you.  If you are not immediately capable of purchasing, they should at least be able to get you on the right path to fix what ever is necessary for you to buy a home.... Best of luck!!

Danny Long
The Long Group
RE/MAX Results 

  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
August 17 2012
 

Have a question? Ask it here.

What's this?
Close

By starting a discussion, you can expect more of an interactive, back-and-forth experience where the conversation can go in many different directions.

Or start a discussion
Related Questions
Profile picture for Rudi Hofmann
QuestionHow do I apply for the $8,000 tax credit?
  • Latest answer by Rudi Hofmann
  • August 26 2009
Profile picture for Kevin Toups
QuestionWhat do you pay on an FHA Streamline Refi?
  • Latest answer by Kevin Toups
  • April 23 2009
Mortgage Rates
Be A Good Neighbor

Zillow® Advice depends on each member to keep it a safe, fun, and positive place. If you see abuse, flag it. More on our Good Neighbor Policy

Homes for Sale
  1. 42857 Sachs Dr, Lancaster, CA Home For Sale
    42857 Sachs Dr, Lancaster, CA 93536

     For Sale: $215,000

    • Beds: 3
    • Sqft: 2020
    • Baths: 2.0
    • Lot: 10585
  2. 45337 10th St W # W, Lancaster, CA Home For Sale
    45337 10th St W # W, Lancaster, CA 93534

     For Sale: $129,999

    • Beds: 2
    • Sqft: 865
    • Baths: 1.0
    • Lot: 1742
  3. 0 94th St W, Rosamond, CA Home For Sale
    0 94th St W, Rosamond, CA 93560

     For Sale: $17,000

    • Beds: --
    • Sqft: --
    • Baths: --
    • Lot: 109379