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I am looking to purchase a home in Dallas, TX purchase price 360k, I can put down 180k.I just we

I am looking to purchase a home in Dallas, TX purchase price 360k, I can put down 180k.I just went thru a short sale. 
Can I get a mortgage?
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September 04 2013 - Frisco
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Having just gone thru a short sale and now having $180K to put down on a property is an oxymoron.......if you were not late and had $180K sitting around, why would a short sale come into play? If you were late on payment(s) 2 yrs would be min timetable other than a portfolio/non FHA or Fannie/Freddie program.
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September 27 2013
May have an option for you if you have not found another option.
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September 26 2013
Let me know if you haven't found a solution. I may have some options for you.

Best of Luck!


George Raymondo
DFW, Texas
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September 05 2013
If you were not late on the short sale we can finance you right away.  With the late payments pushes it to 2 years.
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September 04 2013

Some lenders will allow you to purchase again if you can prove you were not late on your mortgage for the 12 months previous to the short sale of your property.

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September 04 2013
Not if you just went through a short sale-  You would have to go hard money or look at things in about a year...

FHA has a new program that allows for borrowers in "extenuating circumstances" to purchase after one year from Foreclosure/Short Sale-

Hope this helps - Let me know if you need anything!

Good Luck!
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September 04 2013
 
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