I am now in bankruptcy. still have my home and work and retired income plus.Well the ? is where does this leave me and my husband now. can I try to get a lower rate on my mortgage? What is possible for people like us who had a great score and lost jobs that will never come back. The credit people stopped all the cards and if something goes wrong and it will, how can we make it ,Is it time to sell and call it a loss ,What can you add to this story ,I am 64 my husband is 62 .Here we are doing the best we can ,costs are crazy, dzintra/dennisApril 11 2011 - Quincy00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.