I am on welfare, can I get a mortgage?

  • February 09 2009 - Sunnyvale
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    Answers (44)

    Profile picture for Gracesellhomes
    I doubted it. It is very tough to get a loan.
    • December 15 2009
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    [content removed by moderator for being a personal insult]
    • May 18 2009
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    Profile picture for boem
    • boem
    • 38 contributions
    You need  Obama's approval before looking ... how the hell you get your income from taxpayer for purchase a home.. lender dislike that the most.... get off welfare first, get yourself a job, then you start dreaming a home
    • May 17 2009
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    Profile picture for DeniseFL
    Why is it that I'm working my ass off to buy a house And people on welfare that don't want to work can use tax payers money to buy a house and other items they dont need.That is bull.
    • March 04 2009
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    Profile picture for EmmettSHF
    [content removed by moderator for being off-topic]
    • March 04 2009
    • 0Yes

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    Profile picture for CG101
    Not for nothing, but this is a stupid thread and should be removed. It's a distraction and I do not believe "Shquia Jones" exists or was typed by someone of her purported ethnic background.
    • February 26 2009
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    [inappropriate content, removed by moderator]
    • February 24 2009
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    • February 24 2009
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    • February 24 2009
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    The income can be used on most loan programs. More commonly USDA and FHA.


    You would want to seek a subsidized mortgage to make your payments more affordable. If you are in an approved area the USDA Direct Program would work great for you. More information on the program can be found here.
    • February 24 2009
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    [inappropriate content, removed by moderator]
    • February 24 2009
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    [inappropriate content, removed by moderator]
    • February 24 2009
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    [inappropriate content, removed by moderator]
    • February 24 2009
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    LMAO KEN
    • February 24 2009
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    Profile picture for BMFPitt

    I can't believe how many people fell for this...

    Wait, yes I can.

    /sigh

    • February 24 2009
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    She love me long time? I may be to buku
    • February 24 2009
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    [content removed for being offensive]
    • February 24 2009
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    ken ,

    heres your bail out below.......
    • February 24 2009
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    Rent, Get a Job, Work Hard, Save money for a down payment, buy a house, period.
    I've paid my mortgage, taxes and insurance on time for 11 years, where's my bailout Obama?
    • February 24 2009
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    Section 8 allows for purchase as well as rent. Welfare income is generally not acceptable as it is not a gauranteed (stable) income. If you are receiving survivor benefits from a deceased spouse and are other wise on social security for whatever reasons, theat income may be used with conditions specific application.
    • February 24 2009
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    Welfare is key to an Obamanation.

    • February 24 2009
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    [inappropriate content, removed by moderator]
    • February 24 2009
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    Profile picture for ThreatConDelta
    I'm quiting my job and walking away from my mortgage this Friday.

    I'll use food stamps and get drunk until the Chinese attack to get their money back. Oh yhea, I'll get my Digital TV coupon so I watch the invasion start. I just can't wait for Universal Health Care, free drugs and highly rated doctors from Pakistan.

    America, wake up! 
    • February 24 2009
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    Profile picture for ThreatConDelta
    The new Pork bill has billons to pay your rent. No need to buy or work.

    HUD will now pay:

    Security deposit
    Utilities 
    YOUR RENT. 

    THIS IS NOT A JOKE!  Look it up.
    • February 24 2009
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    Poverty is not a character flaw. However, consistently spending more than you can generate often is. This can occur at any socio-economic level...not just on welfare. I am equally opposed to the very poor outspending their means as I am to those in any other income bracket. If someone "reaches" using credit for a vacation or doesn't buy a house in all cash but can easily afford the monthly payments on these debts, that's fine in my book. If someone cannot meet their basic needs, debts and other monthly obligations and continues to over-spend, that's not fine.
    • February 24 2009
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    Profile picture for ThreatConDelta
    Barry's got here back.
    • February 24 2009
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    Profile picture for Jon Petersen
    its not a "superiority" button. Its mearly the fact that while im paying your bills, you need to focus on getting a job, not investing my money to get your own return.

    I have no problem with helping someone down on their luck, but I will on my own terms, not the govt's, and I will help while you are trying to get off of assistance.
    • February 23 2009
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    Profile picture for The Mortgage Mark
    Do you even have any money set aside for closing costs and a downpayment?  You need money to purchase a home.  
    • February 23 2009
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    Profile picture for grotzigurl
    Sadly, some douche bag has chosen to use Shquia Jones as the purported author of this thread. If you are looking to blame the housing/economic crisis on African-Americans (and not greedy lenders and  consumers who were living beyond their means),  I pity you and would encourage you to read a book or at least open your eyes. Take a look at the past two presidents, I don't believe that either of them were African-Americans. Education is key, why not get one? Thanks "Shquia" ! 
    • February 23 2009
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    Profile picture for downeast
    Zillow used to be such a great forum, but it's getting a little old to listen to all this mean and stupid republican spew. Your dude has been in the office for the last 8 years. Enjoy the results of his work, step aside and let somebody else give it a go!
    • February 23 2009
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