I applied for a 30 yr refinance and my mortgage broker now says that rates have increased after theI applied end of July by signing all the disclosure packages with my mortgage broker. He ordered appraisal by taking money from me and now says that rates have gone up. we need to wait. How is this possible? Isn't he supposed to lock the rate during the application time itself>August 18 2012 - Fremont00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.