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I did not get any quotes on my loan request (ZR-CCGYBHB). Can someone help me figure out why?

The LTV for my refinance is 113%.  That's the only red flag I know about. However, the government announced 125% refinancing back in November(?) are now available for the public. 
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December 31 2009 - Centreville
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I called BoA (mortgage servicer) and Fannie Mae (mortgage owner).  Struck out both times. I call all around Northern Virginia.  Can't get a loan higher than 105%.  Also, FM can't or won't tell me who (lenders) has HARP for 125%. :(((((
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January 04 2010
 
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