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I did not get any quotes on my loan request (ZR-STRYPMT). Can someone help me figure out why?

i got a few credit cards when i was 18 and didn't have a job. It was stupid but I did it. Now I am 25, making 43,000 a year. I am making my payment on my car and I just got my student loans consolidated and will soon be paying on them. The credit cards from my past are haunting me. Is it possible to get a mortgage loan now or not?
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February 03 2010 - Paden City
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As you know, your credit score might be too low to get a loan. Most lenders want to see a 620 credit score.

Also in most cases you are going to need a 3.5 percent downpayment - unless you can find a local first time homebuyers program.

And the loan amount is most likely too small for lenders to quote on Zillow.

The best advice you can get is to contact a local lender, bank or credit union. Ask them how you can improve your credit score and whether there are homebuyer programs for folks with less than perfect credit and low money down.

You can start with where you bank. Or you can directly contact lenders that are listed on Zillow.

Good luck.
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February 03 2010
 
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I did not get any quotes on my loan request (ZR-STRYPMT). Can someone help me figure out why?
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