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Profile picture for lubaya

I did not get any quotes on my loan request (ZR-WDMXTXT). Can someone help me figure out why?

Hi, I am attempting to view home equity loan quotes however none are showing up. Please look into this. Please note, there is no current mortgage on the property as it is all paid off.
  • December 14 2009 - Utica
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Answers (4)

Profile picture for banker4u
There are a few reasons. One, is that rates change sometimes multiple times a day and since it can take a few days for a loan to be fully underwritten (approved) and often the rate is effected by unique characteristics of your situation. It is impossible for someone to give you the information you want without lying. So it is actually a good thing no one is throwing rates at you, maybe it means we finally got rid of the all the crooks in this business. Lastly there are new laws that prevent someone from doing that legally. But I will tell you this, it's not like shopping for a car, it's more like shopping around for gas. The difference in price will be negligible you should instead be shopping for a professional that will help you choose the right financial product for your unique goals. There is no "sale" on money.
  • January 23 2010
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Profile picture for NRL Mortgage
If I can be of any help please email me. Thanks
  • December 16 2009
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Hello Lubaya,

If your 62 yrs or older you can use a reverse mortgage to access equity from your home. There are no credit or income qualifications and the loan can be paid off at any time.

In addition, there is a line of credit option as well.

Best Regards
  • December 16 2009
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Lenders are not quoting HELOCS on this site.  You will need to call a local lender or credit union direct. 
  • December 14 2009
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