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I got approved for a loan and they require some documents can u tell me which ones they need from me

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September 17 2013 - US
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Best Answer
Go back to where you have applied your loan and ask them what are the additional documents that they need from you.
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September 22 2013
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September 22 2013
If you got approved for a loan, you already have provided the broker with all the documents you should need.  Why don't you ask the broker what documents you need?  It varies if you are self employed, a non-US Citizen, if you have changed jobs recently, had a bankruptcy, etc...  Brian provided you with a good generic answer.
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September 17 2013
The lender will likely be the one to tell you what documents you need. I recommend that you speak with your lender and they would gladly tell you what documents you need to show to them. But below I listed some examples of what documents they will ask from you in the beginning of this process if you haven't done so yet.

1) Proof of income for each person that will be on the mortgage which can be demonstrated through: one month of pay stubs, previous year's W-2 forms and tax returns, official documentation to demonstrate other forms of income (alimony, child support, etc.), and two year's tax returns if self-employed (all schedules, all pages)
2) Credit Report which they will pull
3) Employment History or Business Tax Returns if you're Self Employed
4) Personal assets such as: Recent balances and statements for bank accounts, most recent account statement demonstrating market value of any investments (stocks, bonds or certificates of deposit), documentation showing interest in retirement funds, face amount and cash value of life insurance policies, value of significant pieces of personal property, debt information, the balances and account numbers of your current loans and debts, including car loans, credit card balances and any other loans you may have.

These are just a few examples but like I said speak with your lender to see exactly what they need from you. If you have any other questions or need a loan please contact me through the information on my profile page.

I hope this helps and good luck!
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September 17 2013
I would be very surprised if they did not tell you exactly what they wanted. Contact your loan officer to ask.
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September 17 2013
 
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