I had a short sale back in March 2010. I want to buy a house with an FHA loan.Do I have to wait 3 years before I can buy a house if I want to get an FHA loan? The FHA loan only requires 3.5 down, but I was told I can't qualify yet. What if I have a larger down payment like 5% down?December 19 2011 - Saint Charles11YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.