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Answers (10)
- Clay Branch, "Georgia Loans"
- Contributions:7836
Scot, yes they do get a much better rate on a conventional loan with a 777 score vs a 620 score, or avoid paying 3 discount points for the same rate.
- Scot King, "PacificWestCapital"
- Contributions:45
Canyon Country! I went to school at CalArts right up the street in Valencia! The 30 year fixed 4.75 and much lower on a 5/1 ARM. Do you plan on staying in the home for a long time? Your 777 score is impressive, but it doesn't really get you any better rate than someone with a 620 score. Shoot me an email or call the toll free line if you'd like to discuss options.
- Wayne Brown, "SDMortgagefinder"
- Contributions:1433
Rates are currently at 4.625% and above depending on the points that you wish to pay. If you don't have a lender, find a good broker in CA to help you.
Good luck.
Good luck.
- Nic Netherton, "Colorado Lender"
- Contributions:7219
No you don't.
- Scott Reiber
- Contributions:151
I have a few local lenders you can call that should be able to beat that. Shoot me an email.
- Rudi Hofmann, "LUXURY HOME LOANS CA"
- Contributions:7435
As of last Friday a 30 Fixed is 4.750% and a 5/1 ARM is 3.375%. In addition you'll have GSE Adjustment Fees and Mortgage Insurance since you are over 80% LTV.
You will not be required to have an impound account. In CA you are entitled to go up to 89.9% before that's required. .... Happy funding, Rudi
You will not be required to have an impound account. In CA you are entitled to go up to 89.9% before that's required. .... Happy funding, Rudi
- Wayne Brown, "SDMortgagefinder"
- Contributions:1433
Find a good CA broker to help you.
Good Luck.
Good Luck.
- Hamp Yonce, "Zilluminati"
- Contributions:3463
Between 4.75 and 5.00% for a 30 year fixed.
- Steve Felty, "SteveFelty"
- Contributions:396
Fixed or Adjustable?
I have 6.5%. What is the lowest % with a FICO of 777apx.
House value: 255,000
Down paym: 38,250 (15%)
Int: 6.5%
Prepayment pena None
Mortgage Ins None
purchase date 10-10-08
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