I have 610 FICO and need a mtg in 6 monthsI am using a hard money loan for a house and remodeling, due in 6 months. I currently have a 610 FICO score and tryinig to clean it up. The house is appraised at 95k and I only need a 55k mortgage. What steps can I do to make sure I am able to get financed in 6 months?December 23 2008 - Pittsburgh00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.