I have a 30 year fixed rate loan but am upside down. Any way to refi and get a lower int rate?I have very good credit, but my 30 year fixed rate mortgage balance is higher than the current home value due to the crash in the home market. Do I have any chance of refinancing to take advantage of today's low interest rates or am I stuck with what I have?January 17 2009 - Vacaville00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.