I have a 80/20 conventional loanI bought my condo in June 2007. I have what they called an 80/20 conventional loan. The 20 is an 'ARM' loan and will be coming due within a year. I have not been able to refi my condo as I owe more than it's currently worth. I have never missed any payments and my credit score is around ~792. Would I be able to take both mortgages and roll them into one?November 14 2011 - Saint Peters0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.