I have a credit score of 549, what are my chances of getting a home equity loan? the home is worth about 25,500 paid off and I want to borrow 9000. I'm on social security with an income of 885 a month.May 03 2010 - Sharon00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.