I have a credit score of 643- is it possible to qualify for a home loan? Trying to repair creditI have a credit score due to some financial problems I had a few I have been told by some that I can still qualify for a home loan?? I currently pay $1,151 in rent for a 2 bdrm/2 bth apartment where I have lived for 4 years. I have been an educator for 12 years. I have very little money to put down. I have $45,000 in student loan debt, 3 open credit cards with about an $1,800 balance between them all. I am just wondering what I would need to do to become an home owner again!May 12 2012 - Franklin00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.