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Answers (8)
- Caveat Emptor
- Contributions:500
this question is from june.
- Charlene Weston, "Charlenetamparealtor"
- Contributions:13
You may want to consider an owner finance option to purchase now and allow you a couple years to establish your lender financing before the note becomes due.
Best of luck.
Charlene Weston
Realtor
- Elizbabeth Cameron, "ElizabethCameron9"
- Contributions:4
Where you want to buy the homes? if it is in SC, FL, we can help
- Kris Covert, "NW Mortgage Guru"
- Contributions:35
What type of BK did you file? Ch.13 you could be fine if you have made your BK payments on time with no mortgage lates and derog credit. This is a situation I would probably find a lender and talk with him in detail about yoru specific situation. You can find local lenders on Zillow or if you would like a recommendation (not sure what area you are in) visit my profile, send me an email and I will help.
Good Luck
- Stephen McKee, "StephenMcKee"
- Contributions:13
One of my clients carries the loan with 40% down at reasonable rates. He sells over 1000 properties a year.
- Annette Levinson, "Annette Levinson"
- Contributions:200
If BK13, you can purchase if you show that you made your payments to your bankruptcy trustee on time. If BK7 you need to wait at least another year.
- Greg Cowart, "Roseville Loan Guy"
- Contributions:448
Segura,
What kind of BK did you file? Chepter 13 or Chapter 7?
Sincerely,
Greg
What kind of BK did you file? Chepter 13 or Chapter 7?
Sincerely,
Greg
- Shane Milne, "ShaneTheMortgageMan"
- Contributions:463
What was the cause of your BK? If it was due to extenuating circumstances, then it's certainly possible after you've had at least 1 year of re-established credit with no late payments.
I have a discharged BK from about a year ago. I have 50K for a down payment, can I purchase a home?
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