I have a second home. Not willingly. My daughter's family of 5 moved in with me after their foreclI have a second home. Not willingly. My daughter's family of 5 moved in with me after their foreclosure. I stayed for six months then bought a small house and moved out, leaving them to be a family. Now I find out that I am the not so proud owner of an "investment" property. The loan is at 8.29 and no one will refinance me. Worse yet, it was written as an installment loan with a commercial lender. Any ideas? I need to lower these payments. I have lost 20-30% equity in the last five years with the economy so I don't have 25% to put down. I have NEVER been late with a payment.October 24 2013 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.