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The first portion covers modifications for if they are behind and have a hardship.The other portion which covers refinancing is for Freddie and Fannie loans only.David, you should check into a FHA streamline. Best of luck.
Jerry, why would they have their loan modified? This program does not cover FHA loans......only Fannie and Freddie loans.And, they may qualify for a FHA streamline with no appraisal.Its not better than refinancing if you do not qualify for the program at all. Why such bad advice?
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