I have an equity line on my house $59k 6.75% R there cheaper rates?I have a 1st at 413k which I refinanced 8/09 at 4.75% Very good credit. I would like to get a lower rate on the Eline and keep the existing 1st. I am not having any financial problems and have a stable job/income. Just think I can do better and feel maybe BofA took advantage. I actually got this loan when nobody was giving loans 2 years ago. My email is firstname.lastname@example.orgMarch 18 2010 - Bernal Heights00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.