I have been approved for a mortgage loan. After a year of looking i finally found a house that I likI have been approved for a mortgage loan. After a year of looking i finally found a house that I like. It's been for sale for a while so the current price is great. The problem is that is 20k over my approved amount including property taxes. My loan officer said I would qualify for the home at its current price Feb. 2012 because at that time I would owe less than 10 months on my car loan. My question is....Is it possible to put in an offer now and delay closing to appx. 90 days when I will get approved for the new amount?November 17 2011 - Springfield11YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.