I have been living in my house of 9 years and recently tried to refinance my loan... but cantThe last two tax returns show little to no income because im self employed. Even though I make money (over $40,000 and as much as 78,000) I cant get refinanced. What is going on with the banking system for self employed people?May 11 2009 - Saint Charles00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.