I have been unemployed since October. My husband still works, but is now on disability as heneeds surgery. He make 100k per year. My credit is better than his, and we are working on fixing his. Our deed has both of our names, however the mortgage loan is only under my name. Is there a way I can qualify for a refi to pay off our cars and our debt to ensure we do not fall behind? My current mortgage is for under 165k and our house is now worth 430k. Is there anything we can do? June 04 2013 - West Covina00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.