Close

See current mortgage rates on Zillow Mortgage Marketplace

Profile picture for adi2001pe

I have excellent credit, I`m up to date in my payments, no job, and can`t keep paying mortgage

I have excellent credit, I`m up to date in my payments, no job, and can`t keep paying so high mortgages, coul`d I refinance to lower my interest?
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
December 18 2008 - Miami
We think we've answered this question for you!
  • Be a Good Neighbor. Be respectful and on-topic. No spam or self-promotion! See our Good Neighbor Policy.
 
 

Answers (5)

Unfortunately, you need employment to qualify for a refinance. You can try and do a loan modification with your current lender but they require that you be employed as well. Your only option may be to sell your home.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
January 12 2009
I see that some of my fellow mortgage experts have given you some answers.  But the facts are not there.

I will give you a free consultation, there are more questions that need to be answer to get the correct path to a solution. 
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
December 19 2008
You may want to call your bank and see if you can do a loan modification.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
December 18 2008
I have excellent credit, I`m up to date in my payments, no job, and can`t keep paying so high mortgages, coul`d I refinance to lower my interest?
How long have you been unemployed and what is the time period before you get a new job? What type of work have you been doing?
I don't know if I can help but if you let me try then we will know
Dave Ballstadt
ballstadt@cox.net
(702) 326-8698 I prefer e-mail
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
December 18 2008
Profile picture for Rob Cochems
adi,

You will need a job to qualify for a refinance.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
December 18 2008
 
Related Questions
I would like to refinance an investment property in Miami that has no debt. Any recommendations?
Profile picture for chrismylin
Latest answer by chrismylin
August 10 2013 | 2 answers
  • Asked by user13314304
  • In Refinance
  • August 10 2013
I have2fixed amortizing mtgs&1 interest only variable ln. Would like2refi to 1 ln. Need calc pmt.
Profile picture for David Schaffer
Latest answer by David Schaffer
July 20 2013 | 3 answers
Cash out Refinance for FL Condo
Profile picture for SmartDecisions
Latest answer by SmartDecisions
May 02 2013 | 3 answers
FHA Streamline GFE Advice
Profile picture for mymortgagebrokerjoe
Latest answer by mymortgagebrokerjoe
March 15 2013 | 2 answers
  • Asked by user4902671
  • In Refinance
  • March 08 2013
FICO score 770, is 3.75% the best I can get for thirty year refi?
Profile picture for mymortgagebrokerjoe
Latest answer by mymortgagebrokerjoe
March 05 2013 | 8 answers
  • Asked by user5088494
  • In Refinance
  • March 04 2013
Mortgage Rates
 
Be A Good Neighbor

Zillow Advice depends on each member to keep it a safe, fun, and positive place. If you see abuse, flag it. More on our Good Neighbor Policy.

Homes for Sale
  1. 6146 Pine Tree Dr, Miami Beach, FL Home For Sale
    6146 Pine Tree Dr, Miami Beach, FL 33140

     For Sale: $1,750,000

    • Beds: 4
    • Sqft: 2800
    • Baths: 3.5
    • Lot: 7500
  2. 21352 SW 92nd Ave, Cutler Bay, FL Home For Sale
    21352 SW 92nd Ave, Cutler Bay, FL 33189

     For Sale: $309,000

    • Beds: 4
    • Sqft: 2337
    • Baths: 2.0
    • Lot: 8276
  3. 7291 SW 129th St, Miami, FL Home For Sale
    7291 SW 129th St, Miami, FL 33156

     For Sale: $100

    • Beds: 4
    • Sqft: 2816
    • Baths: 3.0
    • Lot: 17424