I have good credit but late pays due to a modifcation I did last year. are there loan options for meI went through a modification on my house just over a year ago. During the process I stopped making my payments. The modification was completed, everything was brough current and things are fine. My credit is still good- 730-750, but it still has the history of late payments. I had to relocate for work and now this late payment history is causing me problems as I try to get a new mortgage. Are there any options for me to get a loan? my loan officer told me I make plenty of money and my credit score is fine, but because of the late pays hes having trouble getting me approved.June 29 2011 - Schaumburg0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.