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I have medical collections after bankruptcy can I still ge a home loan?

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February 19 2013 - Buford
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If you are looking to buy in Georgia, I would be happy to help you. Feel free to give me a call. Michael
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February 19 2013
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With credit fraud, you have to work it out and get it off the records.

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February 19 2013
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What about credit fraud? we have chapter 7 discharge june 11,2011. have established credit. but also been battling credit fraud, capital one will not WORK with us concerning this.. we want our own home,, can we find some to help us get approved for a a mortgage.
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February 19 2013
Any negative credit after a bankruptcy can be difficult to overcome, but that alone may not preclude you from getting a loan. Some lenders may require 12 months of clean credit after the collection, but that may not be the case. Best thing to do is get a loan officer to pull your credit and see where you stand. Hope that helps.
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February 19 2013
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After bankruptcy, there is a waiting period until one can apply for a home loan.   The time depends on the type of bankruptcy, discharge date, type of loan you are applying for and other factors.    When applying for a new home loan, you will need to show good credit scores (including paying all bills on time) and sufficient income.
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February 19 2013
With just that to go on I doubt anyone could answer decisively. Contact a couple local lenders and sit and talk with them.
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February 19 2013
 
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