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You need a seasoned agent skilled in dealing with short sales immediately. That agent will get the best contract possible within your given time frame then take it to your bank. If the bank agrees to review the contract it should/may stop the foreclosure process while the bank decides whether or not they will approve the contract. This can sometimes take a few months to get through the bank's approval system. In the meantime, your foreclosure may very well be put on hold. Contact me directly and I'll put you in touch with an skilled agent in your area that can help. Thanks, David Clegg
In my opinion, I would recommend just walking away from the property rather than deal with the hassle of the short sale. With a short sale, it will still destroy your credit and you are a lot more likely to be required to pay the difference between the sale price and the amount owed. With a foreclosure, many lenders have a cash for keys program that will give you a considerable amount of cash if you promise to hand over the keys and leave the home without any further damage. If there is a short sale specialist on here that can enlighten me as to the benefits of a short sale, please do so, because I am not aware of any benefits over just walking away other than being able to occupy the property for a longer period of time.
I'd recommend hiring an experienced Realtor to handle your short sale, Time is of the essence.I would recommend that you only take a cash offer, and try to have a backup offer standing by. Make sure that the inspection period is short or better yet, waived by the current buyer. Have some good faith money in escrow.It sounds as if you are poorly represented.
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