I have zero debt, no credit score, almost 30k in savings, make 3.5k/month, Can I buy a house & how?I've never owned a Credit Card and thus have No Credit. Never had to finance anything in my life because I've always just paid cash. I have over $29,000 in my savings account, and have an annual income of over $3500 a month, my question is what loan options do I have if I want to purchase a house? I've worked at the same place for just over four years now and have no intentions or expectations of quitting, being laid off, or fired. I have a history of good renters credit from landlords for the past 8 years of being out on my own. I just want to know what my options are as a first time home buyer in my late 20's.I don't want to get a co-signer (my parents) if I don't have to unless it will be required because of my lack of credit all together, They both are about 700 and are both retired with pensions/ 401k/ and a wealth of savings and I want to be able to do this on my own but fear I wont be able to with out a co-signer. I have not applied yet but do qualify for a VA loan as I am an Iraq Vet, but I have not pushed down that path yet to talk with a VA rep as I wanted to get an idea from others possibly in my situation, who have answers and opinions on what the better options might be. Any advice would be appreciated, ThanksMarch 16 2012 - Roseville0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.