I just bought a new car, will it affect my ability to refi my home, I bought 3 years ago at 6.5%?We bought the home 3 years ago and have never missed a payment, would it be worthwhile to refi even with the costs to do the new closing. Is the difference in the old rate at 6.5 and a new 30 yr rate? We are not planningon selling this is our retirement home. I am a disabled veteran on VA disability and SSD. Stay with what we have or refi?December 17 2008 - Columbia00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.