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I just filed a chap 7 bankruptcy but wanted to buy a home in PS. Will I be able to get a mortgage?

Profile picture for GaryDinCA

I did not bankrupt my car and have 2 yrs of excellent credit with it. Please email me at GaryDinCA@aol.com if anyone can help me get a home loan. I saw a home I wanted to purchase that's listed in the 170's. Have about 15k to put down as well.
Thanks,
Gary

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June 23 2011 - Palm Springs
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Profile picture for GaryDinCA
Yes Michael...working with an attorney and have already been to court and the creditors did not show.
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June 24 2011
Profile picture for Michael Helton
Gary, did you just file or has it been dispersed yet?  You do know that your creditors can come after you for most property (such as a car and/or $15k in cash) right?

I hope you are working with an attorney.
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June 24 2011
Profile picture for GaryDinCA
Thanks Carl...that may be an option for me as well.
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June 24 2011
Profile picture for Carl Henker
The minimum time frame for obtaining a loan after a Chapter 7 BK is 2 years from date of discharge and to up to 4 years depending on loan type.  You may find an owner willing to carry financing or do a 2 year lease option..  
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June 23 2011
 

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